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Johanna is a 28-year-old married but separated client; she’s the mother of a little girl. She currently lives in a common law relationship. She’s hardworking and has a business outlook.

When she separated from her husband her business fell off because she had to take on household expenses. Now that she has again has a partner who helps with the family’s basic needs she wants to once again invest heavily in her activity.

She’s always worked selling clothes from place to place and selling by catalog. Thanks to her experience and the good customer service she provides she does well. Because of this she’s asking for another loan from the Fundación to strengthen her business purchasing merchandise and paying off a pending bill with a supplier.
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Johanna es una clienta con 28 años de edad, casada pero separada, madre de una niña. Actualmente vive en unión libre. Es trabajadora y con visión empresarial. Cuando se separó de su esposo su negocio decreció debido a que tuvo que asumir los gastos del hogar. Ahora cuenta con una pareja que le ayuda en las necesidades básicas de su familia y por eso ella quiere invertir nuevamente fuerte en su actividad. Siempre se ha dedicado al comercio ambulante de ropa y de ventas por catálogos. Gracias a su experiencia y al buen trato que le da a sus clientes le va bien, debido a ésto ella solicita otro crédito a la Fundación para reforzar su negocio comprando mercadería y pagando un pasivo a un proveedor.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 43
    View loans »
    Costa Rica Loans Fundraising
  • $4,436,225
    Funds lent in using Kiva
  • 502.4
    Costa Rica Colones (CRC) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Johanna to buy women's clothes by catalog.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Jul 4, 2013
Currency Exchange Loss:
Jan 18, 2015