Mirian, 51, is one of the partners. She has an eight-year-old son. At the present time she is living with her sisters whom are very close and supportive of each other. Mirian works for herself. Five years ago, her sister encouraged her to start her own clothing business. Thanks to her job she can pay for the living expenses of her son, whom she takes care of alone. She works about 7 hours daily. Her best customers are her neighbours, friends and relatives. On the weekends she also sells food which she prepares in her house and sells.
The money from the loan that she is requesting will be used to purchase more clothing for her business. In the near future she wants to have her own store, now she cannot do it because of the lack of resources, but she believes that soon she will have it.
Mirian thanks EDAPROSPO for their support and all the people who have allowed her and her communal group the opportunity to obtain this loan.
*Mirian is the third on the left, wearing a purple shirt.
Una de sus socias es Mirian de 51 años, ella tiene un hijo de 08 años; en la actualidad vive con sus hermanas quienes son muy unidas y se apoyan mutuamente .Mirian trabaja por su propia cuenta, hace 05 años su hermana la animo a iniciar su propio negocio de venta de ropa, gracias a su trabajo puede solventar los gastos de su hijo a quien cuida ella sola, diariamente trabaja alrededor de 7 horas y sus mejores clientes son sus vecinas, amistades y familiares, los fines de semana también vende algunas comidas que prepara en su casa y vende, el dinero del préstamo que ha solicitado lo utilizara para adquirir más ropa para su negocio, en un futuro cercano desea tener una tienda propia ahora no lo puede hacer por la falta de recursos, pero confía que pronto lo lograra.
Mirian agradece el apoyo de EDAPROSPO y todas las personas desinteresadas que permiten que ella, junto a su grupo comunal puedan obtener este crédito.
*Mirian es la tercera de la izquierda viste polo color purpura.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid