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Ana Cecilia
Ana Cecillia is a humble and hardworking woman. Since she was very young, she has worked as a seamstress. She was given small loans from the Women’s Foundation, a group of women from Guacima de Alajuela. She is a member of this group. This group recommends Cecilla as she is responsible and has a strong desire to succeed. She wants to invest all her efforts in the development of her business. She lives with her husband and her daughter, who is a student. She began sewing when she was eighteen years old, using a home sewing machine. Over time she was able to improve her business and buy two industrial sewing machines. She was also able to buy two home sewing machines after her last loan. This allowed her to upgrade her business. Now, in addition to investing in basic materials, she would like to add air conditioning to her work location and improve the storehouse in the patio of her house. In this way she can make her business separate from her home.
There is a stable market for her goods including her men’s underwear sales. She is asking for a loan for more than the cost of her basic materials. She would like to improve her working conditions. She sells 240 pairs of men’s underwear each month and she also repairs and sews clothes for her neighbors.
She would like an air-conditioned space in the back of her house where she has four sewing machines that she uses to make men’s underwear. She also makes curtains and clothing in general. At this moment she has a stable customer base that buys her products. She needs to improve her working conditions and separate her workshop from her home. She will invest her working capital in order to increase the production of her business. That is why she is asking for this loan, in order to buy more basic goods.
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Perfil Ana Cecilia
C 1000.000
La Guácima

Ana Cecilia es una mujer humilde y trabajadora, desde muy joven inició a trabajar en la costura cuando se dieron créditos pequeños por parte de Fundación Mujer, un grupo de señoras de la Guácima de Alajuela, al que la solicitante perteneció. Es recomendada por las integrantes de esta Asociación como una persona muy responsable y con deseos de superación, ella desea dedicar todo su esfuerzo e inversión al desarrollo de su negocio. Vive con su esposo y su hija que está actualmente estudiando.

Inicia en la confección desde hace cerca de 18 años, con su máquina casera, con el tiempo pudo ir mejorando su activo fijo hasta contar a la fecha con dos maquinas industriales y dos caseras además de la inversión del préstamo anterior, que le permite mejorar los modelos de sus máquinas. Ahora aparte de invertir en Materia Prima, desea acondicionar su local para el trabajo, mejorando una bodega en el patio de su casa y así poder independizar su negocio de la casa.

Cuenta con un mercado estable en la confección y venta de ropa interior masculina, le están solicitando más por lo que requiere de capital para comprar materia prima, además mejorar sus condiciones de trabajo. Entrega actualmente 240 calzoncillos mensuales y además realiza otros arreglos y costuras a los vecinos.

La clienta tiene acondicionado un espacio en la parte posterior de su casa, cuenta con 4 maquinas para la confección de ropa intima, así como cortinas y ropa en general, en este momento cuenta con un mercado fijo para la compra de la mercadería que confecciona. Ella requiere mejorar las condiciones de su trabajo, para lo cual va a independizar su taller de su casa, además de invertir en capital de trabajo para aumentar su producción ya que le están pidiendo más mercadería.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Costa Rica

  • $11,100
    Average annual income
  • 7
    View loans »
    Costa Rica Loans Fundraising
  • $3,978,825
    Funds lent in using Kiva
  • 502.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,000 helped Ana Cecilia for basic goods, a sewing machine and to add air-conditoning to her workshop.
42% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 29, 2013
Listed
Jul 7, 2013
Currency Exchange Loss:
Possible