Oumardjan would like a semoir because it will help him do his work more quickly and is less expensive than hiring manual labor. Before, Oumardjan planted manually which was time-consuming and made it difficult to grow enough food to meet the needs of his family. Oumardjan says, “My dream is to harvest well, take care of the family and sell a little of my harvest for other expenses or other opportunities, like buying land to plant.” Oumardjan says myAgro helps him reach his goals by providing good agricultural trainings and follow up. Oumardjan will also be able to rent his semoir to others to earn extra income. All semoirs are covered by a 2-year guarantee that covers most repairs within a 1-week time period.
More information about this loan
This loan theme is for myAgro's loans to smallholder farmers, who need credit to purchase precision planters, an agricultural tool. This loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. Precision planters are plough-like devices pulled by an animal, and they are used to evenly and efficiently plant seeds and disburse fertilizer.
About myAgromyAgro is a startup nonprofit organization in West Africa that enables farmers to purchase high-quality agricultural inputs - certified seeds and fertilizer - on layaway through an SMS-based platform and a network of local vendors. Additionally, the organization helps farmers to increase their crop yields by using more effective seeding machines. Kiva lenders’ funds are used to help these farmers afford more labor-reducing and cost-effective seeding machines through loans with low interest rates so that they can increase their yields and improve their quality of life.
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