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Desiré Karina
Desiré is 31 years old and lives in a city very close to the capital of Atlántico. There, she works selling clothes, accessories, and general handcrafts. Two years ago (December of 2010), she bought her first shoes, accessories, and clothing to sell to her first customers. Little by little, they have been recommending her to others and she has made them her faithful customers due to her good service.

Desiré wakes up early every day, buys her goods wholesale in the market, sorts it, and responds to her customers based on her orders. She sells retail according to the specifications and orders that have been made to her. She accepts cash and also sells on credit, accepting payment little buy little for each good.

Her goal for the future is to have her own store and help her daughter progress, leaving her with her own business.

Currently, Desiré is asking for her first Kiva loan through the Mario Santo Domingo Foundation. With the loan, she will buy the handcrafts, shoes, and clothing that her good customers ask for. She hopes to receive her Kiva loan and respond to it appropriately, because her dream is to obtain recognition in sales and do her best to help her business progress. This is exactly what makes Kiva great.
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Desiré de 31 años de edad, habita en un municipio muy cercano a la Capital de Atlántico. Allí se dedica al comercio de ropa, accesorios y artesanías en general, desde hace 2 años, cuando en el mes de Diciembre del año 2010, compró sus primeros calzados, accesorios y vestidos para venderle a sus primeros clientes, que poco a poco han ido recomendándole a otros, y ella con su buen servicio, los ha convertido en sus fieles compradores. Desiré, diariamente desde muy temprano, compra la mercancía a mayoristas del mercado, la clasifica y de acuerdo con el pedido responde a su clientela, mientras que sus compras a minoristas, las hace de acuerdo a las especificaciones y los pedidos que le hayan hecho. Ella vende de contado y a crédito, a sus clientes y estos a su vez, le pagan poco a poco cada producto. Su meta mas adelante es tener su propio local comercial y sacar adelante a su hija, dejándole su propio negocio. En la actualidad Desiré está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprara productos artesanales, calzado y vestidos encargados por sus buenos clientes; ella espera recibir su credikiva para ser muy oportuna en su respuesta, porque su sueño es lograr reconocimiento a nivel comercial, esforzándose al máximo para hacer avanzar su negocio y esto es justamente el éxito de Kiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Tags

About Colombia

  • $6,070
    Average annual income
  • 192
    View loans »
    Colombia Loans Fundraising
  • $12,868,250
    Funds lent in using Kiva
  • 1,922.2
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Desiré Karina buy handcrafts, shoes, and clothing.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 19, 2013
Listed
Jul 3, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014