Finally, she thanks Hekima for its support for small entrepreneurs.
La cliente Christine est leader du groupe d’affaire « Hodari», entrepreneur expérimentée, âgée de 49 ans, veuve et mère de 11 enfants qui étudient tous. Son conjoint fut décédé suite à une longue maladie d’infection pulmonaire. La cliente est vendeuse de souliers usagers. Elle installe ses articles au marché. Elle commença ses affaires avec le prêt de l’IMF hekima. Ce nouveau prêt va lui servir d’acheter 3 ballons de souliers. Ainsi, elle souhaite accroitre son entreprise, scolariser, nourrir ses enfants et construire une jolie maison. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid