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Saxavat is 50 years old, married, and has three daughters. He is an IDP (internally displaced person) from Fizuli city.

Now Saxavat lives in the Fizuli region; his wife stays at home, so he is the only one earning an income. His daughters goes to the university and college.

Saxavat started his business to raise and sell calves two years ago. Now he needs a loan of 2,000 AZN to to build a stall for the cows. He wants to use the money for the future of his daughters.

In the future, Saxavat wants to get more calves for his new stall. He is very thankful to Komak and Kiva for supporting him.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $2,550 helped Saxavat to build a stall for his cows.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2013
Jul 4, 2013
Currency Exchange Loss:
Aug 3, 2013