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Iqbal is a 46-year-old vigorous, married woman. She has had a business of hand-embroidery for the past six years. She is zealous about her work, and client demand is strong. But business challenges, combined with family expenditures, frustrate her nearly every day. Her husband is employed as a sales person in a grocery store, but he does not earn enough to support his family well alone. Iqbal’s embroidery patterns are very popular on her street and she is the best earning resource in her household.

She is a mother of five children and is trying hard to fulfill their demands, including food, health, clothing, and education. She wants to grow her business so she requested a loan of PKR 35,000, to buy raw materials such as thread, sequins and pearls in large quantities to meet the increasing demand. She shared her dream of opening her own shop in the market to display her work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 361
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 99.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Iqbal to buy raw materials such as thread, sequins and pearls in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 4, 2013
Currency Exchange Loss:
Jun 17, 2014