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Youssef is a 41-year-old married father of four children. He is a Palestinian refugee living and working in Lebanon. He is employed in a manufacturing business that produces concrete for construction. His wife is unemployed and all of his children have not yet completed their studies, which means that his low salary is the only financial resource of the family.

Three of his children are enrolled in public schools, while his oldest son studies at a private technical school. Youssef can barely provide for the food expenses of the family, which means that any other additional expense is a burden.

Thus, he decided to contact Al Majmoua and acquire a loan in order to settle the tuition fees of his son, Ahmad, who was born in 1995 and is in his last academic year studying computer science, on top of maintaining the family car. As for the future, Youssef hopes to launch his own concrete business and become the owner of it.

Additional Information

More information about this loan

This loan is part of Al Majmoua's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 149
    View loans »
    Lebanon Loans Fundraising
  • $17,449,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Youssef to settle the tuition fees of his son, Ahmad, who was born in 1995 and is in his last academic year studying computer science.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 10, 2013
Jul 4, 2013
Currency Exchange Loss:
Jul 17, 2014