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Benkadi Group
In this Group: Sitan , Niangale, Diayiri , Djeneba , Sali
BENKADI is a group belonging to the association SABOUGNOUMA of OUELESSEBOUGOU. It brings together five women who met because of being relatives and neighbors. They have an average age of 50 and are married with on average four children. They have various activities, such as buying condiments, in the case of Sitan, who is the second person standing from left to right in the photo. They live in big traditional families in OUELESSEBOUGOU in the prefecture of Kati (Koulikoro region, Republic of Mali). They have been in petty trading for a number of years and their businesses are very much sought after.

Wishing to satisfy the growing needs of their clientele, the members of the group decided to join the credit program of Soro Yiriwaso two years ago. They are on their fourth solidarity loan.

Sitan, who is the president of the group and well-known in OUELESSEBOUGOU, excels in the sale of condiments. She intends to use her loan to buy condiments of various sorts (peppers, tomatoes, onions, cabbage and Maggi cubes). She buys her supplies in Bamako and locally from wholesalers and sells her condiments in OUELESSEBOUGOU, retail, for cash or credit, to a clientele composed of men and women.

She hopes to make a monthly profit of 30,000 F CFA, a sum which will allow her to repay the loan and reinvest in her activity.
View original language description ↓
BENKADI est un groupe de l’association SABOUGNOUMA de OUELESSEBOUGOU. Il regroupe 5 femmes qui se sont connues à travers des liens de parenté et de voisinage. Elles ont une moyenne d’âge de 50 ans, sont mariées avec en moyenne quatre enfants, elles mènent différentes activités telles l’achat vente de condiment à l’image de SITAN qui est la deuxième personne debout de la gauche vers la droite de la photo. Elles vivent dans des grandes familles traditionnelles à OUELESSEBOUGOU dans la préfecture de Kati (Région de Koulikoro, République du Mali).
Elles sont dans le petit commerce depuis plusieurs années et sont très sollicitées dans leurs activités.
Dans le souci de satisfaire le besoin croissant de leur clientèle, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso il y a deux ans. Elles sont à leur quatrième prêt solidaire.
SITAN, qui est la présidente du groupe et très connue à OUELESSEBOUGOU, excelle dans la vente de condiment. Elle compte utiliser son prêt pour acheter de condiment alimentaires de différentes sortes (poivre, tomate, oignon, choux et cube maggi.). Elle s’approvisionne à Bamako et sur place auprès des grossistes et vend ses condiments à OUELESSEBOUGOU, en détail, au comptant et à crédit, à une clientèle composée d’hommes et de femmes.
Elle espère sur un bénéfice mensuel de 30.000FCFA somme qui lui permettra de rembourser le prêt et de réinvestir dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 39
    View loans »
    Mali Loans Fundraising
  • $11,450,100
    Funds lent in using Kiva
  • 502.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD