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Shamim is a 40-year-old woman living in the area of Lahore, Pakistan. She is the mother of four children. As they are growing older, their needs are increasing as well.

Previously, her husband was driving an auto rickshaw that did not belong to him. He had to pay a daily fare to the owner of the auto rickshaw. Therefore he decided to buy his own rickshaw to increase his income and savings.

Shamim has some savings, but they are insufficient to buy a new auto rickshaw. That is why Shamim requested a loan from Kiva's partner BRAC Pakistan, so that her husband could be able to buy a new auto rickshaw.

She hopes that this loan can bring happiness and joy in her family’s life and enable her to easily meet the daily household expenses.

Shamim is very glad after taking this loan and assures us that she will pay back the installments on time.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $14,718,825
    Funds lent in using Kiva
  • 99.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Shamim to purchase an auto rickshaw.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 4, 2013
Currency Exchange Loss:
May 17, 2014