Pho (pictured here) is 45 years old and her husband, Sokha, is 43 years old. They are morning-glory farmers. The couple live in a Phnom Penh suburb, and they have two children, one son and one daughter. Both of their children attend school. Pho is applying for her Kiva loan to buy a cow to raise. She will also use a part of the loan to add to her own money and buy a motorbike for commuting.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.