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Update on Jerobia

Jerobia is a hard working woman who is looking to get ahead in life with her children. With the exception of the 12-year-old who is still studying, they now are all grown and independent and help her husband with the household expenses.

Jerobia continues to sell new and used clothing, this being her only source of income. She is asking for this loan to buy a variety of clothing like pants, shirts and dresses in order to assure her continued sales.
View original language description ↓
Doña Jerobia, una señora trabajadora, que junto a sus hijos busca como salir adelante en la vida, hoy en día casi todos son mayores de edad e independientes a excepción de uno de 12 años quien aun está estudiando, comparte con su esposo los gastos del hogar. Ella continúa con la venta de ropa usada y nueva, siendo este su único medio de ingresos, solicita el crédito para invertir en variedades de ropa como pantalones, camisas y vestidos, para garantizar la venta del día.

Previous Loan Details

Jerobia is a small businesswoman who sells clothes and sews. She makes her sales in the Puerto Cabeza area where sales are good. Jerobia is working hard so that she can improve her home. She has the support of her family and her husband is an electrician. Through loans, she has been managing ... More from Jerobia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Jerobia to buy used and new clothing.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 8, 2013
Jul 3, 2013
Currency Exchange Loss:
May 17, 2014