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Zobeyda Nohemy
Zobeyda lives in a rural community. She is married and has two children. Her daughter, Meydelin, is seven years old. Her son, Michael, is five years old. Both of them attend the community school. Zobeyda has had a grocery store for one year. It has been an important source of income in order to support her household. Her husband is a workman, and his salary is not enough to support the family. Therefore, it is important to both of them to have this small business.

There are no electric lights in her community, and it is very difficult for them to run their grocery store at night. They currently use candles, kerosene, and lights with batteries to light up the place. However, these only work for two hours. It is important to Zobeyda and her husband to have light in their home so that their children manage to be safer and so that they are not exposed to an accident with the candles and illnesses from the kerosene smoke.

That is why Zobeyda is requesting a loan to buy a 100 watt solar panel. This will benefit the whole family with clean energy. “With the solar panel I will be able to tend to the grocery store in the evenings and my children will do some school work. Using candles, kerosene, and lights [run by batteries], I spend too much. I really hope that you help me get this loan to buy a solar panel because I am sure that all of the houses nearby will also benefit.”
View original language description ↓
ZOBEYDA VIVE EN UNA COMUNIDAD RURAL. ELLA TIENE 27 AÑOS DE EDAD, ESTA CASADA Y CON 2 HIJOS: SU HIJA MEYDELIN DE 7 AÑOS, Y SU HIJO MICHAEL DE 5 AÑOS. AMBOS ASISTEN A LA ESCUELA DE LA COMUNIDAD. ZOBEYDA TIENE UNA PULPERIA DESDE HACE UN AÑO, LA CUAL HA SIDO UNA FUENTE DE INGRESO IMPORTANTE PARA MANTENER SU HOGAR. SU ESPOSO TRABAJA COMO OBRERO Y SU SALARIO NO ES SUFICIENTE PARA MANTENER A LA FAMILIA, POR LO QUE PARA AMBOS ES IMPORTANTE TENER ESTE PEQUEÑO NEGOCIO. EN SU COMUNIDAD NO HAY LUZ ELECTRICA Y ES MUY DIFICIL PARA ELLOS QUE LA PULPERIA FUNCIONE DE NOCHE. ACTUALMENTE USAN CANDELAS, KEROSENE Y FOCOS CON BATERIAS PARA ALUMBRARSE, PERO ESTOS SOLO LES FUNCIONAN POR 2 HORAS. PARA ZOBEYDA Y SU ESPOSO ES IMPORTANTE TENER LUZ EN SU HOGAR PARA QUE SUS HIJOS LOGREN TENER MAYOR SEGURIDAD Y NO ESTEN EXPUESTOS A CUALQUIER ACCIDENTE CON LAS CANDELAS Y ENFERMEDADES POR EL HUMO DE KEROSENE . ES POR ESO QUE ZOBEYDA ESTA SOLICITANDO UN PRESTAMO PARA LA COMPRA DE UN PANEL SOLAR DE 100 WATT EL CUAL BENEFICIARA A TODA LA FAMILIA CON ENERGIA LIMPIA "CON EL PANEL SOLAR PODRE ATENDER POR LAS NOCHES EN LA PULPERIA Y MIS HIJOS HARIAN ALGUNAS TAREAS ESCOLARES. USANDO CANDELA, KEROSINE Y FOCO GASTO DEMASIADO. REALMENTE ESPERO ME AYUDEN A RECIBIR ESTE CREDITO PARA LA COMPRA DEL PANEL SOLAR PORQUE ESTOY SEGURA QUE TODAS LAS VIVIENDAS CERCANAS TAMBIEN SERAN BENEFICIADAS."

Additional Information

More information about this loan

TECNOSOL is a for-profit renewable energy company that provides electricity and solar powered products to families living off the grid in Nicaragua. It enables households to generate their own energy and replace toxic and expensive sources of light and heat like kerosene, diesel and wood. 

Many of TECNOSOL's clients cannot afford the high upfront costs of buying solar products. Kiva loans help these households purchase clean energy products. 

Solar home systems are much more than a solar lamp and can provide users with life changing amounts of power: enough power to run multiple lights, home appliances, radios, and TVs. These systems are modular, enabling clients to add solar panels and batteries to meet their increasing energy demands.  

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Nicaragua

  • $3,636
    Average annual income
  • 142
    View loans »
    Nicaragua Loans Fundraising
  • $24,099,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $500 helped Zobeyda Nohemy to buy a 100 watt solar system for lighting in her home.
90% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 26, 2013
Listed
Jul 3, 2013
Currency Exchange Loss:
N/A