Georgina is one of the members of this group. She is 30 years old and has only been educated to secondary level. She is married to Irving, who works as a mechanic. Georgina says that she has been selling cosmetics via catalogues for more than five years. She began by selling door to door but thanks to her effort and perseverance she is now a consultant and has women who sell these products and earn commission on the sales they make.
What she likes most about her business is that she earns her own money, she has made some good friendships, and it gives her the opportunity to grow.
Her short-term goal is to increase her sales in order to win the car the cosmetics company she sells for is offering as a prize.
She is a very enterprising woman who works very hard to achieve her objectives. She has requested this loan from VisionFund in order to invest in purchasing a variety of cosmetics (eye shadows, lipsticks, foundation, perfume, eyeliners, and nail polish).
Georgina is grateful for the support this loan will give her and her group.
The other members of the group are:
Teresa – cosmetics sales
Alvaro – taxi services
Rosalia – linen and bedspread sales
Esmirna – linen, shoes, and clothing sales
Georgina es una de las integrantes de este grupo, ella tiene la edad de 30 años, solo estudia la secundaria y esta casada con Irving que trabaja como mecánico. Georgina platica que por mas de 5 años se ha dedicado a la venta de cosméticos por catalogo, ella inicio vendiendo casa por casa pero gracias a su esfuerzo y constancia ya es promotora y tiene a mujeres que trabajan vendiendo estos productos y gana por comisión sobre las ventas que ellas realizan.
Lo que más le gusta de su negocio es que gana su propio dinero, ha hecho buenas amistades y es una empresa que le da la oportunidad de crecer.
Ella tiene una meta a corto plazo la cual es aumentar sus ventas para logar ganarse un auto que ofrece como premio la empresa cosmética para la que vende.
Ella es una mujer muy emprendedora que trabaja muy dura lograr sus objetivos y a solicitado este crédito a VisionFund para invertir en la comprar de variedad de cosméticos (sombras, labiales, maquillajes, perfumes, delineadores, perfumes y esmaltes ).
Doña Georgina agradece el apoyo que se le esta brindando a ella y a su grupo con este crédito.
Los demás integrantes del grupo son:
Teresa-Venta de Cosméticos
Alvaro-Servicio de taxi
Rosalia-venta de lencería y colchas
Esmirna-Venta de colchas, zapatos y ropa.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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