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Norma lives in a town that is still very rich in terms of culture. In this place they still maintain the Mazahua language, the typical dress - coloured outfits, and food such as huaraches [a fried dough base with toppings], quesadillas, sopes [a similar dish to huaraches], etc. Norma is a very sunny person but most of all, a very hard worker. She has dedicated herself body and soul to ensure the wellbeing of her children. Norma is 40 years old, she has been married to Javier for 23 years. Together they have created a family with three children who are currently studying at university.

For the last 15 years, Norma has been working renting furniture like chairs, tables and table linens for special events. She says that they began their business because her husband Javier was working in the town hall and one day he accompanied a person in charge of those events. It was there that they suggested to him that he begin this business because it was very good. It is going very well for them but at times they face two great challenges: competition with their neighbours and when their customers don't pay them in the end. For Norma this is a loss of profit but despite these difficulties she does not give up: "Many people can begin the same business but there are few who know how to withstand the work that is required to start up the business". Her customers are already acquaintances, she treats them very well so that they are instilled with confidence to come back again. In addition to the furniture rental, Norma is also starting to sell desserts as a result of courses that she has taken at an educational institution.

She thanks Kiva and VisionFund for the opportunity to receive a loan. Norma's dream is to help her children to finish their university courses and afterwards devote herself fully to her business in order to finance her later years.
View original language description ↓
Doña Norma vive en un municipio aun muy rico en cuanto a cultura. En este lugar se sigue conservando la lengua mazahua, su vestimenta típica -trajes coloridos-, sus alimentos como huaraches, quesadillas, sopes etc. Norma es una persona muy sonriente pero sobretodo muy trabajadora se ha dedicado en cuerpo y alma para lograr el bienestar de sus hijos. Norma tiene 40 años de edad está casada con el señor Javier desde hace 23 años juntos han formado una familia con tres hijos los cuales se encuentran estudiando la universidad. Norma se dedica a rentar mobiliario como sillas, mesas y mantelería para eventos especiales desde hace 15 años platica que iniciaron su negocio por que su esposo Javier trabajaba en el ayuntamiento del municipio y un día acompaño a una persona encarga de esos eventos ahí fue donde le sugirieron iniciara con la actividad porque era muy buena. Les va muy bien en temporadas ellos enfrentan dos grandes dificultades la competencia con sus vecinos y cuando sus clientes no le terminan de pagar, para Doña Norma es una pérdida de ganancia pero a pesar de dichas dificultades no se da por vencida: “Muchos podrán iniciar la misma actividad pero pocos son los que podrán saber aguantar el trabajo que se requiere para levantar el negocio”. Sus clientes ya son conocidos los trata muy bien para que les de la confianza de regresar nuevamente. Norma ademas de la renta de mobiliario también esta iniciando a vender postres gracias a los cursos que ha tomado en la institución. Agradece a Kiva y VisionFund por la oportunidad de recibir un crédito. El sueño de Norma es ayudar a sus hijos para que puedan terminar su carrera universitaria, para después dedicarse de lleno a su negocio solo para asegurar su vejez.

About Mexico

  • $15,600
    Average annual income
  • 62
    View loans »
    Mexico Loans Fundraising
  • $20,015,475
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Norma to buy three sets of tables and chairs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 2, 2013
Jul 2, 2013
Currency Exchange Loss:
Dec 17, 2013