Miriam Alicia is married, is 30-years-old, completed primary education, and has 4 children, two of which are studying. She works in the breading of pigs. She began this business raising 2 pigs and to date has had 8 years of experience. She counts on support from her husband who is a farmer.
She organizes a group that requested a loan that she will use to buy 7 pigs and concentrate for the pigs. In the future she wants to improve her business with the help of the loan. The other members of the group work in the breeding of domestic animals.
La señora Miriam Alicia es casada, cuenta con 30 años de edad, de escolaridad primaria completa, tiene 4 hijos y de ellos 2 estan estudiando, ella se dedica a la crianza de ganado porcino, inició este negocio criando 2 cerditos y hasta la fehca lleva 8 años de experiencia, cuenta con el poyo de su esposo quien es agricultor.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra de 7 cerditos y concentrado para los mismos, en el futuro desea mejorar su negocio con el apoyo que le darán con el préstamo, las demás integrantes del grupo se dedican a crianza de animales domésticos.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.