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Raouche Group
In this Group: Raquel , Imelda , Erlinda , Jenny Lyn, Martina
Raouche is a group composed of five Filipino ladies working as housekeepers for Lebanese families. Raquel is the leader and featured member of the group. She is a 40-year-old divorced mother of one child, standing on the left in the picture. Her child lives with Raquel's parents back in the Philippines, and she is the only financial provider of her family. Her low income can barely suffice for one person, which is why she decided to join the group and acquire a loan from Al Majmoua. It would help her settle the schooling tuition fees of her child.

As for the other group members, Imelda is standing in the center in the picture, Erlinda on the far right in the picture, Jennylyn second on the right in the picture, and Martina second to the left in the picture.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 121
    View loans »
    Lebanon Loans Fundraising
  • $17,359,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Raouche Group's $1,800 loan helped a member to settle the schooling tuition fees of her child.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 3, 2013
Currency Exchange Loss:
Jan 17, 2014