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Ergashoy
Ergashoy is an upbeat and very kind woman, 55 years of age. She is married and has one son, who works in Russia as a construction worker. Ergashoy’s dream has always been for her son to receive an education and become a professional. But for the time being, due to lack of finances in the family, he was forced to go to Russia as a migrant worker. He receives a good salary and tries to send some money to his parents every month. Ergashoy herself does not remain idle, either: she is a seamstress working out of her home. She sews traditional national outfits, blankets etc. She also receives a decent income from this work. Ergashoy’s husband works as an engineering technician at a car park and earns very little, but this income too supplements the family budget. All of their income is spent on everyday needs. Yet they dream of renovating the house they live in. The house’s condition is unfavorable. Due to frequent rains, the roof is badly worn out and leaks during rain. This is why Ergashoy and her husband decided to renovate their house. And so Ergashoy has applied to Arvand in order to receive a loan to buy construction material and renovate her home. She thanks Arvand in advance for its support.
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Эргашой весёлая и очень добрая женщина в возрасте 55 лет. Она замужем и имеет единственного сына, который работает в России на стройке. Эргашой всегда мечтала, чтобы её сын стал образованным и работал по своей профессии. Но сейчас из-за недостаточности финансов в семье, он вынужден был поехать в Россию на заработки. Там он получает хорошую заработную плату и каждый месяц по возможности присылает денежные средства своим родителям. Сама Эргашой тоже не сидит без дела, она швея, работает у себя на дому, шьёт разные национальные вещи, матрацы и прочие. От этого дела она также получает нормальный доход. Муж Эргашой работает инженером техником на автобазе и зарабатывает очень мало, но и этот доход является дополнительным для бюджета семьи. Весь доход, который имеется у неё в семье тратится на проживание. Но они мечтают отремонтировать свой дом, в котором живут. Состояние этого дома не совсем благоприятно для проживания. Из-за частых дождей, крыша совсем исхудала и пропускает воду во время дождей. Поэтому Эргашой с мужем решили заняться ремонтом своего дома. И сейчас Эргашой обратилась в Арванд и хочет получить кредит для покупки строительных материалов на ремонт своего дома. Она заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $1,388
    Average annual income
  • 177
    View loans »
    Tajikistan Loans Fundraising
  • $28,264,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $550 helped Ergashoy to buy building materials.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2013
Listed
Jul 1, 2013
Currency Exchange Loss:
N/A
Expired:
Jul 31, 2013