This new loan will serve to allow her to buy one barrel of palm oil. In this way, she hopes to grow her working capital, put her children in school, and feed them. Finally, she thanks Hekima sincerely for supporting small entrepreneurs with microloans.
La cliente Serafina est conseillère du groupe d’affaire « Mahoro», doyenne, entrepreneur expérimentée, âgée de 54 ans, mariée et mère de 8 enfants dont certains ont déjà leurs familles respectives. Son conjoint est un mâcon constructeur. La cliente est vendeuse d’huile de palme. Elle installe ses produits au long de la rue et parfois à son domicile. Elle commença ses affaires avec le prêt de l’IMF Hekima, Il y a environ 5 ans. Ce nouveau prêt va lui servir d’acheter 1 fût d’huile de palme. Ainsi, elle souhaite accroitre son capital, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.
More information about this loan
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid