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Update on Gilbert

Gilbert used the previous loan taken to pay workers for mulching his gardens. He practices agriculture and lives in Kamwenge, Uganda. He dreams of educating his children and building them a permanent home.

Even though he has practiced agriculture since 2004, he still faces the challenges of climatic changes that cause price fluctuations, and lack of enough capital. Gilbert is requesting for a loan to buy farm inputs like fertilizers, manures, and mulch for his garden.

Previous Loan Details

Gilbert is a forty-eight-year-old married man living in Kamwenge, Uganda. He has a personal goal of educating his children and building a permanent house for residence. He is a farmer and is facing hardships of price fluctuations, inflation and seasonal weather changes. Besides that, he has a vis... More from Gilbert's previous loan »

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,500
    Average annual income
  • 342
    View loans »
    Uganda Loans Fundraising
  • $29,751,150
    Funds lent in using Kiva
  • 2,595.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gilbert to buy farm inputs like fertilizers,manures and mulch for his garden.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 3, 2013
Currency Exchange Loss:
Apr 17, 2014
This photo was used before for a previous loan for Gilbert. It was first posted on Kiva on Jul, 2012. Learn More