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Firuza
Firuza is a hard-working, 55-year-old woman. She is married and has one son. Firuza's son is married and has two beautiful children. They all live together in one large house. Fizura's husband works as a farmer.

To earn a consistent living wage, Firuza works as a merchant. She learned her trade early on in her childhood. When she was 15 years old, she traded products to pay for her school expenses. She used to sell a just bit of produce, but now she has significantly expanded and stabilized her business. Since 2011, she repeatedly received loans from Arvand to grow her business, which helped her successfully expand her business and grow the profits earned from it.

Today, she has a store where she sells her goods. She also has a wide assortment of food products, consisting of canned foods, pastries, pastas, teas, coffee, as well as household goods such as soap, laundry detergents and others. Firuza buys her products from suppliers and sells them in her neighborhood.

Her progress does not stop there--she wants to further expand her business, since demand for her existing products is growing and demand for new products is developing in her neighborhood. Firuza has applied for a loan from Arvand to purchase additional products to better equip her store. She is very grateful for the financial support from Arvand.
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Фируза трудолюбивая женщина в возрасте 55 лет. Она замужем и имеет единственного сына. Сын Фирузы женат и имеет двоих прекрасных деток. Все они живут вместе в одном большом доме. Муж Фирузы работает дехканом. Сама Фируза занимается торговлей, чтобы иметь постоянный доход на проживание. Этому делу она научилась ещё с детства. С 15 лет она вела мелкую торговлю, чтобы зарабатывать себе на расходы для школы. Она продавала мелкие продукты, но сейчас она намного расширила и стабилизировала свой бизнес. Для ведения своего бизнеса с 2011 года она неоднократно получала кредит в Арванд, что помогло ей успешно увеличить свой бизнес и прибыль, получаемую от него. На сегодня у неё имеется магазин, где она реализует свой товар. У неё также имеется широкий ассортимент продовольственного товара, это разновидность консервов, печений, макаронных изделий, чая, кофе и таких товаров как мыло, стиральные и чистящие порошки и прочие. Свой товар Фируза скупает у поставщиков и продает у себя в районе. Также она не останавливается на достигнутом и хочет ещё больше расширить свой бизнес, так как спрос на её товар увеличивается и появляются новые нужды у населения. И для этого Фируза хочет взять кредит в Арванд, чтобы закупить больше товара и лучше обустроить свой магазин. Она очень благодарна за финансовую поддержку организации «Арванд».

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

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About Tajikistan

  • $1,388
    Average annual income
  • 296
    View loans »
    Tajikistan Loans Fundraising
  • $28,691,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $2,000 helped Firuza to purchase additional products to better equip her store.
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2013
Listed
Jul 1, 2013
Currency Exchange Loss:
N/A
Expired:
Jul 31, 2013