Florence resides in the Nkubu area of Eastern Kenya, a very fertile land situated along the slopes of Mt.Kenya. She is married and has three children. She has been farming for over twenty years, and her main sources of income are cash crops and milk.
She has requested a loan of KES.30,000 from Juhudi Kilimo which will help her purchase dairy goats for the production of milk. This will boost her income very much, and thus improve her family's living conditions.
The challenges she faces in the course of farming are animal diseases and poor markets.
In five years, she wants to be the leading producer of goats.
She appreciates Juhudi Kilimo for helping her grow her dream.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.