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Bernardino resides in the village of San Guillermo in the province of Isabela. He is 56 years old, married and blessed with three children. He is a hard-working and responsible father. He owns and operates a general store in his village and it is his main source of income. He has been engaged in this business for almost two years and earns approximately PHP 5,000 a month. Bernardino has requested a loan of PHP 15,000 to purchase items for his retail store such as noodles, canned goods, bakery bread, curls, and daily-use products. He hopes that his requested loan will be granted so that he can utilize it properly in his business. He plans to use the additional revenue generated from the business to save as a reserve for future emergencies.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 713
    View loans »
    Philippines Loans Fundraising
  • $63,194,275
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Bernardino to purchase items for his retail store such as noodles, canned goods, bakery bread, curls, and daily use products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 8, 2013
Currency Exchange Loss:
Jan 23, 2014