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San Rafael Group
In this Group: Veronica, Maria, Benigna, Mabel, Cirila, Nancy, Mirtha, Margarita, Esther, Ramona, Maria, Valentina, Lorenza, Inosencia, Maria, Maria*
* not pictured
The group called “San Rafael” is starting its second loan cycle with the Women’s Committee Program. All of the members work together and help one another move forward. They have taken a poverty elimination survey and the results indicated that eight of them are below the poverty line.

One of the members is Sra. Maria. Her most recent survey indicated that she is at a poverty stage of Level 1, which is to say that she has a very low income. Maria was a housewife, but she now works by selling food. Through her work, she is trying to improve the life of her family and her income.

Sra. Maria is requesting a loan so that she can buy a display case for exhibiting her food. This will help to fulfill her business plan and improve her earnings.

View original language description ↓
El grupo llamado San Rafael está en su ciclo número 2 del programa de comité de mujeres, donde todas trabajan y se ayudan por salir adelante. Están haciendo la encuesta de eliminación de pobreza, donde 8 se encuentran por debajo de la línea de pobreza.
Una de las integrantes es la Sra. Maria, quien en su última encuesta mostro un nivel de pobreza dentro del nivel uno, es decir con ingresos muy bajos. Ella era ama de casa pero actualmente se encuentra trabajando en la venta de comestibles, y con ello esta tratando de mejorar la vida de su familia y sus ingresos.
La Sra. Solicita de este crédito para la compra de una exhibidora para que pueda exhibir sus comestibles, lo que le ayudará a concretar su plan de negocio, el cual le ayudará a mejorar sus ingresos.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 128
    View loans »
    Paraguay Loans Fundraising
  • $31,646,375
    Funds lent in using Kiva
  • 4,460.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of San Rafael Group's $2,925 loan helped a member to buy a display case for exhibiting her food.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 31, 2013
Jul 5, 2013
Currency Exchange Loss:
Oct 17, 2013