He states that he wants to buy five quintals of fertilizer and to pay for labor costs to prepare a parcel of land where he wants to plant manioc. He needs to expand his crop, that is to plant more than usual because he has no other source of employment that will allow him to get ahead.
Thus, he will improve his income when he gathers the harvest and will provide better attention to his children since they need the basics but they are still little and need proper food, housing and care. His wish is to buy another small parcel of land that’s near his house to leave to his children.
El cliente manifiesta que comprara 5 quintales de fertilizante, cancelara la mano de obra para que le preparen la parcela donde quiere sembrar yuca. La necesidad de ampliar sus cultivos, es decir sembrar más de lo que acostumbra sembrar pues no tiene otra fuente de empleo que le permita salir adelante.
Así, mejorara sus ingresos al sacar la cosecha y darle mejor atención a sus hijos ya que ellos necesitan lo mas básico; pues aun están pequeños y necesitan alimentación digna, vivienda y los cuidados que requieren. Su deseo, es comprar otro pedacito de terreno que esta cerca de su casa y heredárselos a sus hijos.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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