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Victor Daniel
Victor is 52 years old and lives in the city of Ica. He has a small business where he works as a plumber - a trade that he learned at a young age and that has allowed him, with much effort, to cover household costs. Victor can tend up to up two customers every day, depending on the kind of work he is doing. Victor believes that he is getting ahead because he is friendly and works with great care and, particularly, responsibility.

Victor is very grateful to Kiva lenders as, thanks to the help provided, he will be able to install windows in his home. Currently the spaces for the windows are covered by cardboard. These windows will improve the family's quality of life and will allow Victor to continue fighting every day to accomplish his biggest dream - to have a business and be able to support his family.
View original language description ↓
Victor tiene 52 años de edad, vive en la ciudad de Ica y trabaja en su pequeño negocio de gasfitero, oficio que aprendió desde muy joven y que gracias a ello puede solventar los gastos de su hogar con mucho esfuerzo; Victor puede atender hasta 2 clientes diariamente, ya que depende del tipo de trabajo que realice; él cree que está saliendo adelante porque es muy amable y realiza su trabajo con muchos esmero y sobre todo con responsabilidad.

Victor está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá colocar ventanas en su vivienda ya que actualmente solo son cubiertas de cartones, de esta manera podrá mejorar la calidad de vida de su familia, lo que le permitirá seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener una empresa y poder apoyar a su familia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Victor Daniel to put windows in his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 31, 2013
Jul 9, 2013
Currency Exchange Loss:
Jul 17, 2014