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Santos Virgilio
Santos, 42, is married and has two children. He’s a very hardworking, honest, service-oriented, responsible person. He works in agriculture growing corn and sorghum and also works selling animals. He’s been working since the age of 20 since his father taught him to grow corn and as he grew he learned how to buy and sell animals. He gradually obtained more experience growing crops and selling animals. Later he got married and formed a family consisting of two children, a 10-year-old boy and a 6-year-old girl; his son is attending school and his wife takes care of the household chores. Today he works selling cattle and pigs. He and another person buy the animals and this is how he provides his home with daily sustenance where his wife and children wait for him.

In order to buy the animals he must travel to the nearest street market either on foot or by bus. The distance he must travel from his house to the market is 10 kilometers to one of them and the other one is 20 kilometers away. Once the animals are purchased he herds them home along the highway until he reaches his house.

The loan he’s asking Fundación Campo for is to buy some animals and also to pay off a pending loan he has. The need that will be met is the purchase of the animals since this is his source of support for his family because what he earns from agriculture isn’t very much but he doesn’t stop planting in order to have a little corn to eat. By selling the animals when they are fat he will earn higher income that will make it possible for him to pay many things like electricity and to buy shoes and clothes among other basic things for his family.

In future he plans to repair the roof at home because the wood that holds up the roof is a bit deteriorated and he intends to do it before winter passes.
View original language description ↓
Santos es una persona de 42 años, es casado y tiene dos hijos. es una persona muy trabajadora, honesta, servicial y responsable; trabaja en la agricultura sembrando maíz y maicillo, también trabaja en la comercialización de animales el tiene de trabajar desde la edad de los 20 años; ya que su padre le enseño a cultivar maíz y el comercio de animales a medida que fue creciendo el fue aprendiendo y obteniendo mas experiencia en el cultivo y en la comercialización de animales. Luego, se caso formando una familia formada por 2 hijos 1 varón y una hembra el varón tiene 10 años y la niña tiene 6 años; el varón estudia, su esposa se dedica a los quehaceres del hogar. Hoy en día se dedica a la comercialización del ganado y de cerdos. Junto con otra persona compra animales, de esa manera lleva el sustento diario a la casa donde lo esperan su esposa y sus hijos.

para compra los animales tiene que trasladarse a los tiangues mas cercano a pie o en autobús, la distancia que debe recorre de su casa al tiangue es de 10 kilómetros y otro esta a 20 kilómetros. Una vez comprados los animales los traslada arriandolos en la carretera hasta llegar a su casa.


El préstamo que esta solicitando a Fundación Campo, es para comprar unos animales y pagar el restante del crédito que tiene pendiente. La necesidad que sera satisfecha es la compra de los animales; ya que es el medio de sustento que tiene para sostener a la familia ya que lo que obtiene en la agricultura no es mucho; pero no deja de sembrar para tener también un poco de maíz para comer. Al vender los animales cuando estén gordos, recibirá mayores ingresos que le permitirán pagar muchas cosas como la energía eléctrica, comprarle zapatos, ropa, entre otras cosas básicas a su familia.

En el futuro planea arreglar el techo de su casa por que la madera que sostiene el techo ya esta un poco arruinada y piensa hacerlo después que el invierno pase.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 509
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Santos Virgilio to buy some animals and to pay off a pending loan he has.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2013
Listed
Jul 2, 2013
Currency Exchange Loss:
N/A
Expired:
Aug 1, 2013