Day to day Jhon works as a mechanic’s helper in a small shop. He works about 9 hours daily and believes he’s getting ahead because he’s very responsible and above all meets his customers’ expectations.
Jhon is very grateful to Kiva lenders because thanks to the help they’ve given him he will be able to buy hammers, pliers and wrenches, among other and supplies like paint and cement, among others to do some improvements to the house he lives in which will improve his quality of life and he will be able to have the tools needed to do his work and he will be able to continue striving to make his greatest dream reality: to attend university and be able to support his family so they can get ahead.
Día a día Jhon trabaja como ayudante de mecánica en un pequeño taller, el labora alrededor de 9 horas al día; él cree que está saliendo adelante porque es muy responsable y sobre todo es cumplido con los clientes.
Jhon está muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar martillos, alicates, llaves, entre otros y materiales como pintura, cemento, entre otros, lo cual podrá mejorar la habitación donde habita, con lo cual mejorar su calidad de vida y podrá tener los materiales necesario para realizar su trabajo, así seguirá luchando para poder hacer realizar su más grande sueño:” Estudiar una carrera universitaria y poder apoyar a su familia a salir adelante”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid