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As a married parent of three children, Sandra works hard to support her family. She has a bicycle transport business in the Philippines, and also earns income from her general store. Sandra is borrowing PHP 8000 through NWTF to purchase spare parts and other materials for the repair of her bicycles.

Sandra has been sustaining her business activities through her past 1 loan from NWTF. She hopes that her hard work will help her attain her dream of saving enough money so she can afford to send her children to college.

Additional Information

More information about this loan

This loan is part of NWTF's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in the Philippines.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 2110
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Sandra to purchase spare parts and other materials for the repair of her bicycles.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jul 8, 2013
Currency Exchange Loss:
Jan 17, 2014