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Liana is from Yerevan where she lives with her husband and two children: a 22-year-old son and a 20-year-old daughter. Liana is a teacher at a local school and her husband works at one of the local companies. Liana's daughter, Lusine, studies at the Yerevan State Linguistic University named after V. Bryusov. Liana and her husband work really hard to sustain their family and give their children appropriate living conditions. Unfortunately, their income is hardly enough to cover the family's basic living costs and there is no money left for their daughter's education.

Liana is requesting a loan to pay Lusine's university tuition. The family waits for your support!

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • 409.9
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Liana to pay her daughter's university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jul 3, 2013
Currency Exchange Loss:
Jul 17, 2014