Elizabeth is a married woman and has 3 children. She describes herself to be honest. She operates a hardware store where she sells iron sheets and plywood. She has been involved in this business for 5 years. Her business is located in a convenient place and her primary customers are builders. She describes her biggest business challenge to be lack of funds. She will use the Kes 50,000 loan to add stock of iron sheets, plywood and other items for resale. This is her second loan with SMEP DTM.