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Jose Luis
José, 32, is very charismatic and very much wants to make progress. He believes that if he lets a bad mood take over he won’t work well and above all won’t be good for his family above all because he has a 2-year-old son. He lives with his wife who is his right hand and above all his friend and the shoulder he can rest on when he needs support. His house is located in the city of Pisco noted for its hot weather year-round; it’s called ‘City of Eternal Sun.” Agriculture, especially corn, broad beans, white beans and others is common here. He attended secondary school but would have liked to have studied Agronomy.

With much effort and above all a strong wish to get ahead, José works on his land growing corn. He works about 10 hours daily in his business above all because he’s always watchful to keep his plants safe from infestations so that the harvest will be good. He believes he does well in his business because he’s dedicated and very well-known by the customers.

José is very happy and grateful for the help Kiva lenders are giving him because thanks to the support they’ve provided he will be able to buy supplies like manure and fertilizer for his plants to be able to improve next years’ harvest and improve his income. In this way he will be able to continue striving daily to make his greatest dream reality: to own a house.
View original language description ↓
Jose tiene 32 años de edad muy carismático y con muchas ganas de progresar y es porque para él si se deja ganar por el mal humor no va a trabajar bien y sobre todo no podrá estar bien para su familia y sobre todo porque tiene un hijo de 2 años de edad, vive al lado de su esposa quien es su mano derecha y sobre todo su amiga y el hombro en el cual él se puede recostar cuando necesita de un apoyo; su vivienda se ubica en la ciudad de Pisco, esta se caracteriza por tener un clima cálido en cualquier época del año, y se le denomina la tierra del sol eterno, se desarrolla la agricultura en especial el cultivo de maíz, frejoles, pallares, entre otros. El tuvo estudios secundarios pero le hubiera gustado estudiar para ser ingeniero agrónomo.

Con mucho esfuerzo y sobre todo el deseo de Salir adelante Jose trabaja en su parcela en la cual cosecha maíz; él le dedica a su negocio alrededor de 10 horas al día, sobre todo porque siempre vela porque a sus plantas le de ninguna plaga para que su cosecha sea buena; el cree que le va bien en su negocio porque es muy dedicado y muy conocido por los clientes.

Jose está muy feliz y agradecido por la ayuda que le han brindado los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar insumos, fertilizantes y abono para su plantas y así poder mejorar la cosecha para el otro año y mejorar su ingreso, de esta manera el podrá seguir luchando cada día para hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Jose Luis to buy manure, fertilizer, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 1, 2013
Listed
Jul 2, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013