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"There are so many opportunities in America,” says Carlos. In 2010, Carlos moved from Peru to the United States with nothing but a piece of luggage and dreams to better his life

He came to America to study mechanics but could not find a job in his field and began working in a grocery store. After three years of balancing two full-time jobs as a maintenance employee, Carlos decided to use his mechanics education to start his own business "I've always loved fixing things. Getting the right pieces together and using tools". Carlos realized that most shopping carts in grocery stores are badly maintained, dirty, and often have broken parts. He saw an opportunity to put his mechanics skills, grocery store experience, and entrepreneurial spirit to the test and opened his own shopping cart maintenance business.

Carlos negotiated with the grocery store management to hire him to service the hundreds of shopping carts in the store. Carlos will start his business locally and he hopes that with the multiple connections he has made over the years as a grocery store employee, he can grow his business to service dozens of other grocery stores throughout Northern California. The loan will help Carlos purchase a power washer, a truck and other tools.

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO(California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Working Solutions

Working Solutions is a nonprofit organization committed to serving new and existing businesses in the San Francisco Bay Area by providing microloans, technical assistance, referrals for local resources, and educational workshops on access to capital.

Kiva is helping Working Solutions to bring domestic microfinance to the next level of development in the Bay Area. With Kiva lenders’ help, Working Solutions will be able to expand its lending program to a larger group of borrowers and begin accepting applicants that would have otherwise not been served due to funding constraints.

About United States

  • $54,800
    Average annual income
  • 29
    View loans »
    United States Loans Fundraising
  • $12,247,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $6,725 helped Carlos to purchase equipment for his shopping cart maintenance business.
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 3, 2013
Currency Exchange Loss:
Aug 2, 2013