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Karen Yessenia
Karen is a young 19-year-old living in the city of Imperial. Because of her limited economic resources she was only able to complete fifth grade of secondary school because she had to go to work to support her family. Day to day Karen works as a waitress in a chicken shop in her city. Karen believes she’s getting ahead because she’s very responsible and above all because she very much wants to make progress.

Karen’s very grateful to Kiva lenders because thanks to the help they’ve given her she will be able to buy supplies needed to make cages (wire) because she’s started a business raising and selling ducks. In this way, she’ll have extra income and will be able to continue striving to make her greatest dream reality: to support her family and have a university career.
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Karen es una joven de 19 años de edad y vive en la ciudad de imperial. Debido a sus pocos recursos económicos solo pudo estudiar hasta el quinto de secundaria ya que tuvo la necesidad de trabajar para apoyar a su familia. Día a día Karen trabaja como mesera en una pollería de su ciudad, Karen cree que esta saliendo adelante porque es muy responsable y sobre todo porque tiene muchas ganas de progresar.

Karen esta muy agradecida con los prestamistas kiva ya que gracia a la ayuda que le ha brindado ella podrá comprar materiales para el armado de jaulas( alambres), ya que ha iniciado su negocio de venta y crianza de patos ,de esta manera podrá tener un ingreso extra y seguir esforzándose por poder hacer realidad su más grande sueño:” Apoyar a su familia y tener una carrera universitaria”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD