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Francisco
Francisco is 66 years old and is a very happy and enthusiastic person. In spite of his age he has a contagious charisma and above all, he has a great desire to get ahead. He is the father of six, all of whom he loves very much. They have all formed their own families now and his grandchildren are his adoration. Due to limited economic resources, Francisco was only able to study up to the fifth year of secondary school but he would have liked to study a Nursing career.

Every day Francisco opens his small business selling juice and sandwiches. He wakes up at five in the morning to prepare his products because many city inhabitants start work at this hour. He serves up to 25 customers a day and believes that he is getting ahead because he has a great faith in God and because his food is full of flavor.

Francisco is very thankful for the Kiva lenders because thanks to the help brought forth, he will be able to buy fruits at wholesale prices including apples, plantains and papaya, among others. He has grown in customers and will be able to offer them better service with these purchases. He will continue working hard to make his greatest dreams a reality: to send his youngest child to school for a professional career and improve his home.
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Francisco tiene 66 años de edad, es una persona muy alegre y entusiasta y a pesar de su edad tiene un carisma contagiante y sobre todo tiene muchas ganas de salir adelante. Es padre de 6 hijos, a los cuales quiere muchísimo, sobre todo porque ya han formado su propia familia y sus nietas son su adoración. Debido a sus pocos recursos económicos Francisco solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar la carrera de Enfermería.

Cada día Francisco apertura su pequeño negocio de venta de jugos y sándwich, el se levanta desde las 5 de la mañana para poder preparar sus producto ya que las personas de su ciudad trabajan desde esas horas de la mañana; el puede llegar atender hasta 25 clientes diariamente y cree que está saliendo adelante porque tiene mucha fe en Dios y sobre todo porque tiene buena sazón.

Francisco esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar frutas al por mayor como manzana, plátano, papaya, entre otros, ya que sus clientes han aumentado y de esta manera podrá darles una mejor atención, así el seguirá luchando por hacer realidad su mas grande sueño:” Darle una profesión al menor de sus hijos y poder mejorar su vivienda”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $54,501,725
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD