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Santos Otilia
Santos is 39 years old. She is a stay-at-home mother who farms while taking care of her six school-aged children. Santos is separated from her husband and lives with her children. Together, Santos and her children take care of her crops. They help her with trimming, cleaning, and fertilizing them. Santos was only able to study through second grade because her parents could not afford to send her to school.

Santos grows her crops right next to her home. She is requesting this loan from the cooperative COMIXMUL in order to buy fertilizers, compost, and other supplies. She hopes to turn her land into an excellent planting space so that each harvest will be of good quality. Santos' dream is to provide her children with a good education and, in this way, offer them a better future.
View original language description ↓
Doña Santos tiene 39 años de edad, ella es ama de casa y agricultora, madre de 6 hijos los cuales están pequeños y están en la escuela en diferentes grados de educación. En su compañía solo están sus hijos ya que actualmente ella está separada de su pareja y con sus hijos da el mantenimiento a sus cultivos entre otras actividades que ellos pueden hacer como: el corte, limpieza y abono. Ella curso hasta el segundo grado de educación primaria ya que el apoyo financiero por parte de sus padres era poco y no pudieron apoyarla para que culminara la primaria. Sus cultivos están ubicados en la misma área donde ella tiene construido su humilde hogar.

Ella solicita ayuda para la compra de fertilizantes, abono, entre otros mediante un financiamiento solicitado a la cooperativa COMIXMUL ya que es necesario para poder asegurar su cosecha.

Sus planes son los de poder dar un excelente mantenimiento a sus cultivos, convertirlos en una excelente plantación para poder sacar buenas cosechas cada vez que las haya. Sus sueños son los de darle a sus hijos una excelente educación ya que de esa forma ella podrá brindarles un buen futuro.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 80
    View loans »
    Honduras Loans Fundraising
  • $8,803,075
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Santos Otilia to buy farming supplies to tend to her coffee plants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 25, 2013
Listed
Jul 2, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014