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Juan Carlos
Juan, 20, is a young man who lives in the city of Pisco which is known for its warm, welcoming climate. It is also a place with many beautiful tourist attractions and many visitors. Juan has had some difficult times in life because his parents had scarce economic resources so he had to work to support them. He was only able to get a fifth grade education, but would have liked to get a degree in business administration.

With much effort and by saving his money, Juan was able to start selling groceries and beverages. He works around nine hours and attends to up to 20 customers a day. He believes his is prospering because he is very kind to customers and determined to get ahead.

Juan is very grateful to Kiva lenders because thanks to your help he is able to buy groceries for his business such as rice, noodles, sugar, tuna, etc. This will allow him to give his customers better service and improve his income. He will able to continue in his daily struggle toward realizing his dream: "To have his own grocery store and his own house".
View original language description ↓
Juan es un joven de 20 años de edad, vive en la ciudad de pisco, la cual se caracteriza por tener un clima cálido y acogedor, asimismo se puede encontrar lugares turísticos hermosos, muy visitados por los turistas. Juan es un joven que ha atravesado por momentos difíciles, ya que sus padres tenían pocos recursos económicos y tuvo la necesidad de trabajar para apoyar a sus padres, por ello solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar la carrera de Administración de empresas.

Con mucho esfuerzo y ahorro logro iniciar su negocio de venta de abarrotes y bebidas , al que le dedica alrededor de 9 horas al día y puede atender hasta 20 clientes diariamente; él cree que está saliendo adelante porque es muy amable con los clientes y sobre todo por sus ganas de progresar.

Juan esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar abarrotes para su negocio como arroz, fideos por paquetes, azúcar, atún, entre otros; lo cual permitirá que pueda atender a sus clientes de mejor manera y mejorar sus ingresos, así el seguirá luchando cada día para poder hacer realidad su mas grande sueño:” Tener un local propio y también tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 65
    View loans »
    Peru Loans Fundraising
  • $53,959,050
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Juan Carlos to buy goods such as rice, noodles, sugar, tuna, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 29, 2013
Listed
Jul 2, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014