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Alberto Felix
Alberto, 27, lives in the city of Ica which is known for its warm, welcoming climate and agriculture, especially crops such as grapes, asparagus, etc. Because of the scarce economic resources he had, Alberto was only able to get a fifth grade education; but he would have liked to study civil engineering.

Every day Alberto works in his small metal carpentry shop where he spends about nine hours a day attending to up to three customers, since the jobs are burdensom. He feels he is able to prosper because he is kind to customers and responsible in complying with their wishes.

Alberto is very grateful to Kiva lenders because thanks to you he has been able to buy a welding machine for his business. Before he had to rent the machine so this will help increase his income by serving customers quicker. He will also be able to continue striving toward his greatest goal: "To become a successful business owner".
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Alberto es un joven de 27 años de edad, vive en la ciudad de Ica, la cual se caracteriza por tener un clima cálido y acogedor, asimismo se desarrolla la agricultura, en especial el cultivo de uva, esparrago, entre otros. Alberto debido a sus pocos recursos económicos solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar la carrera de ingeniería civil.

Día a día Alberto trabaja en su pequeño negocio de cerrajería, el labora alrededor de 9 horas al día y puede atender hasta 3 clientes diariamente ya que los trabajos son muy laboriosos; el cree que esta saliendo adelante porque es muy amable con los clientes y responsable y cumplido con ellos.

Alberto esta muy agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado el podrá comprar una maquina soldadora para su negocio ya que actualmente tiene que alquilarla, de esta manera podrá tener mayores ingresos y atender a sus clientes con mayor prontitud, lo que l permitira seguir luchando para poder hacer realidad su mas grande sueño:” Ser un empresario de éxito.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $55,064,175
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD