Boniface is a 35-year-old married man. He has 1 child. He describes himself to be aggressive. He operates a butcher shop where he sells meat. He has been involved in this business for 4 years. His business is located in an area fit for business and his primary customers are hotels and workers. He describes his biggest business challenge to be government policies. He will use the 20,000 Kenyan Shilling (KES) loan to add stocks of meat. His business goal is to be stable and successful within 5 years. This is his first loan with SMEP DTM.