Beatrice is a 29-year-old single woman. She has two children. She describes herself to be ambitious. She operates an M-pesa business, where she offers M-pesa services, i.e., withdrawing money and depositing. She has been involved in this business for three years. Her primary customers are local subscribers. She describes her biggest business challenge to be insufficient working capital.
She will use the 30,000 KES (Kenyan shillings) loan to add float. Her business goal is to open a mobile phones and accessories shop within five years. She hopes that in the future, she will be financially stable. This is her third loan with SMEP DTM. Previous loans of 20,000 KES and 10,000 KES were paid successfully. Previously, she was involved in poultry farming.