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Maria Lidia
María, 43, is a woman who because of the zone she spent her childhood in and because of her parents’ limited economic resources was unable to go to school; she only completed second grade in primary school. Since childhood and because of her parents’ influence she’s worked growing coffee since that’s the family tradition and her only source of income.

Her marriage produced three children. A 17-year-old daughter who is attending secondary school and a 12-year-old daughter who is also in secondary school still live with her; her eldest daughter lives in a separate home. Her two daughters still living with her help with the coffee growing; weeding, feeding and picking the beans. The land they farm on was acquired through their own efforts; her husband, her daughters and she have worked together to have better quality of life. The land they work is 20 meters from home and they walk to it daily.

María is asking for a Comixmul loan to buy fertilizer and manure to provide maintenance for her coffee crop. Her dream is to be able to increase her coffee crops, to be the best producers in the zone and to earn higher income in order to also improve their daughters’ lives by means of schooling and other aspects necessary for their growth and learning.
View original language description ↓
María es una mujer de 43 años de edad que debido a la zona donde vivió su niñez sus padres de escasos recursos económicos no pudieron apoyarla en sus estudios solo pudo cursar el segundo grado de la primaria. Desde su niñez por influencia de sus padres se ha dedicado al cultivo de café ya que en su familia es una tradición y su único medio de ingreso económico. De su matrimonio tienen 3 hijos con ellos viven una hija de 17 años está estudiando en secundaria, la segunda de 12 años la cual también está en secundaria y la hija mayor que está en hogar a parte. Sus 2 hijas que aún viven con ella ayudan con el cultivo de café como ser: limpia, abona, y corta de la cosecha. La tierra que en familia cultivan es obtenida por el esfuerzo propio por lo que han trabajado juntos su esposo y sus hijas para así tener una mejor calidad de vida. La tierra donde cultivan está a una distancia de 20 metros de su casa de habitación a la que se trasladan a pie diariamente.

María está solicitando un financiamiento a la cooperativa COMIXMUL para la compra de fertilizante y abono para el mantenimiento de su cultivo de café.

Su sueño es poder incrementar sus cultivos de café, ser los mejores productores de la zona para obtener mejores ingresos y de esa forma también mejorar la vida de sus hijas en el estudio y en otros aspectos que son necesarios para su crecimiento y conocimiento.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 34
    View loans »
    Honduras Loans Fundraising
  • $7,982,500
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Maria Lidia to buy fertilizer and manure for her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 27, 2013
Listed
Jul 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014