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Ana Francisca
Ana Francisca is a 45-year old woman, mother of four children, housewife and farmer. Together with her husband, she makes a living from cultivating corn, beans and coffee. Her three older children attend primary school in different grades and help with the crops through several activities, such as cleaning, fertilizing and cutting the product. She has a lot of experience with over 21 years of working in cultivation. It was her parents who taught her this profession and family tradition. Thanks to her job, she can cover household expenses, such as food, clothing and medicines. The land where they cultivate is theirs and is located 3km away from their house. They go to work daily on foot or by horse.

She's requesting a loan to the cooperative COMIXMUL to buy fertilizers, urea, foliar feed and herbicides, among others, to keep the product safe and free of plagues.

Her goal is to increase and improve her plantations, and to make them more technical. This would make their product look more attractive for clients. Her dream is to see her children graduating from college and for them and their families to have better living conditions.
View original language description ↓
Ana Francisca con 45 años de edad es madre de 4 hijos, ama de casa y agricultora que en compañía de su esposo se dedican al cultivo y siembra de maíz, frijol y café. Sus 3 hijos mayores estudian en la primaria en diferentes grados de educación y ayudan con las diferentes actividades en el campo como la limpieza, abono, y corte del producto. Ella tiene mucha experiencia ya que hace más de 21 años trabaja la tierra y fueron sus padres los que le enseñaron desde muy joven dicha actividad ya que en su familia es una tradición la cual también es medio de ingreso económico para solventar necesidades como la alimentación, vestimenta, medicinas con muchas restricciones entre otras. Las tierras que trabajan son propias las cuales están ubicadas a 3 kilómetros de distancia de su casa de habitación a la cual se trasladan a pie o en bestia diariamente.

Ella ha solicitado a la cooperativa COMIXMUL un financiamiento para la compra de fertilizantes, abono, urea, foliares, herbicidas, entre otros que mantendrán su producto seguro y libre de plagas que lo puedan deteriorar.

Sus planes son los de incrementar sus cultivos, mejorarlos y tecnificarlos ya que esto hace que los clientes que llegan a la zona en busca de un producto de calidad lo vean más atractivo para su compra venta. Sus sueños son los de algún día ver a sus hijos graduados con una carrera universitaria y en mejores condiciones de vida para su bienestar y el de su familia.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Ana Francisca to buy farming supplies for her coffee plantations.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 27, 2013
Listed
Jul 1, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014