Don Juan, age 54, lives in his own home with his wife and three children. He cultivates corn and beans. This is how he makes a living and provides his family with their daily bread. He farms year in, year out, and it is the only way he knows to make a living. He is a very hard-working, honest, and responsible man. Despite his very humble living conditions, he never gets tired of working and giving his family the best. He is a fighter. He is always looking out for his family; they are his main source of inspiration and he wants to be able to improve their living conditions.
He has decided to approach the institution to request a loan because the sowing season is approaching, and he wants to be prepared with agricultural supplies such as fertilizer, pesticides, and seeds.
He hopes to have good results because he has no other source of income. He trusts God that he will obtain an abundant harvest that will allow him to continue providing for his family.
Don juan de 54 años de edad vive en casa propia con su esposa y sus tres hijos, él se dedica al cultivo de maiz, y frijol, de esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. La actividad del cultivo la realiza año con año, y es la única forma que conoce de como ganarse la vida. Es un hombre muy trabajador, honrado y responsable. A pesar de las condiciones en las que vive, las cuales son muy humildes no se cansa de trabajar y de dar lo mejor a su familia. Es un hombre luchador. Siempre está al pendiente de su familia ya que para él es su principal fuente de inspiración y desea poder mejorar sus condiciones de vida. Ha tomado la decisión de acercarse a esta institución para solicitar este crédito ya que la temporada en la que se realiza la siembra, se aproxima, y quiere estar preparado con los principales insumos agrícolas como: abonos, venenos para plagas, semillas, etc. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.