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Teresa is 55 years old and a widow. She lives in a house that she owns and has five children. Three of her children are adults and the other one attends high school. She's a packer for a banana company.
The current loan will be used to continue building her house, more specifically to purchase construction supplies (doors, windows, metal sheets, beams and cement) and to pay for transportation of the supplies and for labor.
Teresa's hope is to improve her living conditions.
View original language description ↓
A D. Teresa de 55 anos de idade, é viúva e vive na sua própria casa. Tem 5 filhos, 3 dos quais são maiores de idade e outro está a frequentar a escola no ensino secundário. Ela è empacotadora numa empresa de bananas.
O presente empréstimo será utilizado para dar continuidade à construção da sua casa, mais precisamente na compra de material de construção (portas, janelas, chapas, barrotes, cimento), no pagamento de transporte do mesmo material e no pagamento da mão-de-obra.
A D. Teresa tem como esperança melhorar as suas condições de vida.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 45
    View loans »
    Mozambique Loans Fundraising
  • $2,858,775
    Funds lent in using Kiva
  • 29.7
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Teresa to purchase construction supplies (doors, windows, metal sheets, beams and cement) and to pay for labor and for transportation of the supplies, so she can continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jul 2, 2013
Currency Exchange Loss:
Aug 17, 2014