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Andranik does his best to provide minimum living conditions for his parents and sister. The family lives in Salvard village of the Syuniq region, which is famous for its severe and cold climate. Andranik is involved in cattle breeding and some limited land cultivation. On his farm, Andranik keeps cows, calves, chickens, pigs and sheep. On the family's land he cultivates wheat, barley, and potato and sells the harvest locally. Despite his young age, Andranik is skilled and devoted to his work as a farmer. Andranik learned how to run a farm when he was very young and now he has become an experienced farmer who is the family's only breadwinner.
Now Andranik wants to enlarge the cattle he breeds, but has no financial means for that. He has applied for this loan to purchase a cow and a calf. This will increase agricultural income and Andranik will be able to improve his and his family's living conditions.
He waits for your support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Andranik to pay for a cow and a calf.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 2, 2013
Currency Exchange Loss:
Feb 20, 2015