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The woman, who is the guardian of her house hearth and support for her children, has a grand idea to organize a new business. Barno has been living very poorly for many years because her husband is a migrant worker and has a small salary, and cannot provide his two children with all the necessities. The children require more comforts year-after-year because they develop with the developing world. Barno decided to organize a business of sewing curtains. She searched for help for a long time and finally learned about the "Achieve Success" course, organized by the Association for Business Women. She participated in this course and obtained a lot of positives for herself. She obtained a certificate upon completing the course. Now, she is ready to start the business, but does not have money to buy fabric for sewing curtains. She will sew curtains and sell them and will also sew curtains to-order. Barno is requesting a loan in the amount of 700 somoni to purchase fabric. She awaits your kindness.
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Женщина, которая является хранительницей очага своего дома и опорой для своих детей, имеет грандиозную идею, организовать новый бизнес. Барно много лет жила бедно, так как ее муж трудовой мигрант и имеет маленькую зарплату и не в состоянии обеспечить своих 2 детей со всеми не обходимыми средствами. Дети год за годом требуют больше благ, так как они развеваются вместе с развевающимся миром. Она решила организовать бизнес шитьём занавесок. Она долго искала помощь и наконец, она узнала о курсе «Добейся Успеха» организованной Ассоциация Деловых Женщин. Она участвовала на этом курсе и получила много позитива для себя. После завершения курса она получила сертификат. Теперь она готова начать бизнес, однако она не имеет денег, чтобы купить ткани для шитья занавесок. Она будет шить занавески, и продавать их, а также она будет шить занавески по заказу. Она запрашивает займ на сумму 700 сомони для покупки ткани. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 157
    View loans »
    Tajikistan Loans Fundraising
  • $29,621,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $150 helped Barno to purchase fabric and start her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jun 29, 2013
Currency Exchange Loss:
Apr 17, 2014