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Abdulfaiz wants a loan to start a business. From childhood, he has been breeding livestock at home for his own consumption. He plans to buy a dairy cow and start selling milk. And then, after a while, he wants to start buying and selling livestock.

Abdulfaiz lives in Fayzabad, an area famous for cool winds. He is 33 years old, married and has one child.

Abdulfaiz grows fruit trees and twice a year he harvests a crop of apples and pears. Abdulfaiz is engaged in selling the fruit wholesale. This activity is the main source of his family's income.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 168
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Abdulfaiz to purchase a dairy cow to start his business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 2, 2013
Currency Exchange Loss:
Jan 18, 2014