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This is 39-year-old Lilian. She is married and has two children, ages 5 and 3. In 2003, Lilian established her cotton fabric business. She began her business because she was not educated. Her business is located in the outskirts and her main customers are women. Working seven days a week and ten hours a day, she earns about 300,000 SLL every month from this business. She would like a loan in the amount of 3,000,000 SLL. Lilian requires a loan in order to purchase a variety of textile cottons of different qualities for resale. In the future, Lilian plans to develop her plots of land. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 62
    View loans »
    Sierra Leone Loans Fundraising
  • $9,347,350
    Funds lent in using Kiva
  • 4,327.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Lilian to purchase a variety of textile cottons of different qualities.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 2, 2013
Currency Exchange Loss:
Mar 17, 2014