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Youkou 2 Group
In this Group: Rasmane, Sokpire, Tilimine, N'guessan Jean, Aboubacar, Amani Cédric, Kouamé, Hinntouret, Lewonin, Wagate, Ledo, Djekite, Tilboure, Abdoulaye*
* not pictured
The group Youkou 2 is part of the Coopagui cooperative. It is located in Guiroutou, a small village in the southwest of Ivory Coast, in the region of San Pedro. The group has 14 members.

Cédric, age 24, is a young cacao farmer. He has been with Coopagui for two years, and his three hectares of cacao farmland are certified by UTZ and by the Rainforest Alliance, which means that he adheres to the principles and regulations of sustainable agriculture.

He plans to use this loan to buy pesticides for his cacao plantation. This will allow him to increase production and to bolster his income.

He wants to use the additional revenue to build a new house.
Le groupe Youkou 2 fait partie de la coopérative Coopagui et est située à Guiroutou, un petit village au sud-ouest de la Côte d’Ivoire dans la région de San Pedro. Le groupe est composé de 14 personnes.
Cédric a 24 ans et est un jeune producteur de cacao. Cela fait 2 ans qu’il fait partie de la coopérative Coopagui et il a 3 hectares de cacao certifiés UTZ et Rain Forest Alliance, ce qui veut dire qu’il respecte les principes et les normes de l’agriculture durable.

Grace au crédit, il va pouvoir acheter des produits phytosanitaires pour sa plantation. Ces produits vont lui permettre d’augmenter sa production et ainsi d’accroître ses revenus.

Avec l’argent supplémentaire, il va se faire construire une maison.

Additional Information

More information about this loan

This loan is part of Advans Côte d'Ivoire's Cocoa Livelihoods Program, which provides credit to cocoa producers who belong to a participating fair-trade certified cooperative. This Kiva loan will thus be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. In addition to credit, farmers receive technical assistance, management training, and access to high-quality agricultural inputs like fertilizer and seeds through the cooperative. To guarantee the loan and share liability, the cooperative has taken out the funds as a group. Lenders are advised that fluctuations in cocoa prices and the local climate could impact repayment.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cote D'Ivoire

  • $1,800
    Average annual income
  • 0
    View loans »
    Cote D'Ivoire Loans Fundraising
  • $298,825
    Funds lent in using Kiva
  • 501.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Youkou 2 Group's $925 loan helped a member to buy pesticides for his cacao plantation.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 18, 2013
Jun 28, 2013
Currency Exchange Loss:
Apr 9, 2014